In Canada, personal auto DPW increased by 12%, supported by rate and unit growth. The segment’s combined ratio was 97.6%, impacted by 7 points of catastrophe losses. Personal property DPW grew 8%, with the combined ratio at 147.5% due to 72 points of catastrophe losses. In commercial lines, DPW grew 2%, with the combined ratio at 94.4%, supported by favorable prior-year development.
